In tens, please (ten pound notes) https://www.scunna.com/stmap_25y2qvp.html buy topamax Mobile money and banking offer significant growth potential to operators, handset manufacturers and technology providers, however determining the winners in a fast evolving industry is far from clear. NFC is still in its early phases but is expected to grow rapidly. Oberthur's main competitor Gemalto seems better positioned in NFC. How effectively Oberthur's key alternative such as Embedded Secure Element (eSE) will compete is unclear to us at present. These technology shifts have the potential to significantly disrupt the cash flow generation of Oberthur in future years.