Please wait http://ghettotube.in.net/ ghettotube Whether the decline proves to be a reflection on current market conditions or a true paradigm shift away from homeownership remains to be seen. But if there aren't enough first-time buyers to buy starter homes from others, current homebuyers can't move up to more expensive homes, and the homeownership ladder starts to calcify. Three million new homebuyers would change the calculus substantially.