I need to charge up my phone http://streamate.in.net/ streammate.com Bank of America shares declined 1.1 percent to closeat $14.64 after the U.S. Justice Department and the Securitiesand Exchange Commission filed civil lawsuits against the bankfor what government lawyers said was a fraud on investorsinvolving $850 million of residential mortgage-backedsecurities. The stock was among the Dow's 10bottom performers.