How many days will it take for the cheque to clear? http://rockettube.fun/ rocket tube Kahn says some retirement experts are now saying 4 percentis too high, but Kitces has run the numbers, and the averagewithdrawal rate that has sustained retirees throughout historyhas been about 6.5 percent. "In other words, the safe withdrawalrate approach (of 4 percent) already cuts your lifetime spendingby one-third specifically to defend against situations just likethis," he said, referring to the current low-yield environment.