What's the current interest rate for personal loans? http://4tube.in.net/ 4tube .com What the politicians failed spectacularly to do was address the issue of the 920,000 empty homes we already have in the UK, many of which have been derelict for years. Derby itself has nearly 4,000 empty homes, many of them, like the old coach houses in Hartington Mews, potentially beautiful, historic family homes.